For a freelancer or consultant selling digital products alongside client work, the cheapest platform depends almost entirely on how much you sell. Under about $580 a month in sales, a commission-only plan costs least, and Payhip's free plan at a flat 5% is the cheapest of them. Above roughly $580 a month, the flat plans take over: Sellfy, Stan Store Creator and Linktree Premium all charge 0% commission for $29 to $35 a month. Gumroad sits between the two and is the most expensive percentage in the table at an effective 11%. Past about $4,000 a month the fee stops being the interesting question and where your buyers come from starts being it.
Every roundup on this topic lists the same eight logos with a feature grid. Almost none of them work out what each platform actually costs at the volume you are selling, which is the only number that changes your income. This one does, using figures read from each company's own pricing page, and it says plainly where a figure could not be read at source.
Last updated September 2026.
What is the best platform to sell digital products?
There is no single answer, and any page that gives you one is guessing on your behalf. The honest version is a threshold. Percentage-only platforms cost nothing to keep open and get expensive as you grow. Subscription platforms cost money in a month where you sell nothing and get cheap as you grow. The crossover for most sellers sits somewhere between $300 and $900 a month in sales, and where exactly depends on which two plans you are comparing.
Here is what each platform costs per month at three volumes, assuming a $50 average order. Payment processing is left out because every platform charges it at roughly the same rate, so it cancels out in a comparison. Both Podia and Sellfy state on their own pages that Stripe and PayPal charge about 2.9% plus 30 cents, which is the figure to add to every row if you want the total.
| Platform and plan | Structure | $500/mo in sales | $1,000/mo | $5,000/mo |
|---|---|---|---|---|
| Payhip Free | $0 + 5% | $25 | $50 | $250 |
| Payhip Plus | $29 + 2% | $39 | $49 | $129 |
| Gumroad, direct links | 10% + $0.50 | $55 | $110 | $550 |
| Gumroad, via Discover | 30% | $150 | $300 | $1,500 |
| Etsy | 6.5% + $0.20 a listing | $34 | $69 | $345 |
| Sellfy | $29 to $159 + 0% | $29 | $79 | $159 |
| Podia Mover | $42 + 5% | $67 | $92 | $292 |
| Podia Shaker | $84 + 0% | $84 | $84 | $84 |
| Stan Store Creator | $29 + 0% | $29 | $29 | $29 |
| Linktree Starter | $8 + 9% | $53 | $98 | $458 |
| Linktree Premium | $35 + 0% | $35 | $35 | $35 |
| FreelanceNation Starter | $9 + 8% | $49 | $89 | $409 |
| FreelanceNation Pro | $19 + 5% | $44 | $69 | $269 |
| FreelanceNation Studio | $49 + 3% | $64 | $79 | $199 |
Read across a row and you can see which structure you are buying into. Read down a column and you can see how little the winner has to do with the marketing. At $500 a month, four platforms cost under $35 and the differences are not worth a migration. At $5,000 a month, the spread between the cheapest and the most expensive row is $1,471 a month, which is $17,652 a year of the same revenue going to different companies.
Which platform is best for selling digital products at low volume?
Payhip's free plan, on cost alone. A flat 5% with no monthly charge is the lowest commission of any plan here that has no subscription attached, and it stays cheaper than the $29 flat plans until you pass roughly $580 a month in sales. Payhip's own pricing page blocks automated reads, so those figures come from the same page as archived on 5 August 2026 rather than from a live read today. Check them before you commit, because a month-old archive is a month old.
Gumroad is the other genuinely low-volume answer, and it is the one most people land on. It charges nothing monthly and takes 10% plus 50 cents per direct sale, which on a $50 order is $5.50. The flat 50 cents is worth understanding because it does not scale: on a $10 product the effective rate is 15%, not 10%. There is also a second Gumroad fee that catches people out, because it applies to sales the marketplace brings you rather than sales you bring yourself, and it is three times the direct rate. The full arithmetic is on our breakdown of Gumroad fees and what they cost at six sales volumes.
One thing Gumroad does that nothing else in this table matches: its terms of service state it is treated as the seller of your products for indirect tax purposes and handles tax collection, reporting and remittance. If you sell to buyers in a dozen countries, somebody else registering and filing that VAT is worth real money. A platform charging you 3% is not doing that work.
What is the best platform to sell digital downloads once you are growing?
A flat subscription, and the specific one matters less than the switch itself. Sellfy at $29 a month, Stan Store Creator at $29 and Linktree Premium at $35 all charge 0% commission, so your cost stops rising the moment you cross the threshold. At $5,000 a month in sales, Stan Store Creator costs $29 while Gumroad costs $550 for identical revenue.
There is a catch on Sellfy that no roundup we could find mentions, and it changes the recommendation. Sellfy's 0% transaction fee is real, but each plan carries an annual sales cap: Starter is capped at $10,000 a year, Business at $50,000 and Premium at $200,000. So the $29 plan is not actually available at $1,000 a month, because $12,000 a year is over the cap. At that volume you are on Business at $79, and at $5,000 a month you are on Premium at $159. The table above already reflects that. The headline "no transaction fees" is true; the $29 attached to it quietly is not, at exactly the volume where 0% would matter most.
Podia is priced for a different job. Mover at $42 a month still charges 5%, and only Shaker at $84 removes it, which makes Podia the most expensive way to sell a $19 template in this comparison. What you are buying at that price is courses, community, events and email marketing in one place. If you are running a cohort or a membership it is reasonable value. If you are selling files, you are paying for a course platform.
Does Etsy charge a monthly fee to sell?
No, and that is why it keeps appearing on these lists. Etsy charges $0.20 per listing and a 6.5% transaction fee on the displayed price, per its own fee policy. Etsy Plus is an optional $10 a month and most digital sellers do not need it. At a $50 average order the listing fee adds about 0.4 points, so the real rate is close to 6.9%, which is the second cheapest percentage structure in the table.
The part to weigh is not the fee, it is the $0.20. You pay it whether the item sells or not, and again every time a listing renews. A shop with 80 listings and a four-month renewal cycle spends around $48 a year on listing fees before it sells anything. That is fine on a shop that converts and a slow bleed on one that does not. Etsy also brings its own buyers, which is the actual reason to be there and the reason a percentage is a fair trade.
Where to sell digital products other than Etsy
The reason people search this is usually one of two things: the listing fees on a slow shop, or the fact that an Etsy customer is Etsy's customer rather than yours. Both are real. Everything else in the table above is an alternative, and they split cleanly into two groups.
Storefront tools, meaning Gumroad, Payhip, Sellfy, Podia, Stan Store and Linktree, give you a page and a checkout and no traffic. They are conversion tools. If you already have an email list or an audience, they turn it into orders cheaply, and the only question is which fee structure suits your volume. If you do not have an audience, none of them will fix that, and a lower fee on zero sales is still zero.
Marketplaces, meaning Etsy and the freelance platforms, charge you more and send you strangers. That is the whole trade. A 6.5% fee on a buyer who had never heard of you is cheap; the same 6.5% on a buyer from your own newsletter is money you did not need to spend. If you want the wider view of what the service marketplaces charge, we keep a maintained comparison of freelance platforms and their published fees.
Best platform to sell digital products for beginners
Start on a percentage-only plan and switch when the arithmetic says to. That is not fence-sitting, it is what the numbers support: at the volume a beginner sells, every subscription in this comparison costs more than a percentage, and some cost several times more. Paying $84 a month to save 5% on $200 of sales is a $74 mistake repeated monthly.
Set a review date rather than a feeling. Once you have had three consecutive months over roughly $800 in sales, run your own numbers again, because that is where the flat plans start winning and the gap widens fast after it. Our platform fee calculator will do it against nine platforms at once if you would rather not build a spreadsheet.
What most of these comparisons leave out
Two things, and both matter more than the percentage.
The first is that a freelancer or consultant is rarely selling only files. You have a template pack and you also do the client work the template came out of. Almost every platform in this table is built for the file and treats the service as an afterthought, which is how people end up with a Gumroad for products, a scheduling tool for calls and an invoice for the retainer. Packaging both into fixed tiers on one page is a different product decision, and it is what a digital products storefront gig page is for. Consultants selling sessions rather than downloads can price the same way on a consulting gig page.
The second is the second revenue line most digital sellers already have and do not collect on. If you make templates, presets or workflows, you spend your day recommending the software and gear you build them with, usually for free in a caption. Putting those recommendations somewhere they can be tracked and paid on, rather than retyping them in DMs, is the closest thing to free money in this business, and a creator storefront for the tools and software you already recommend handles it without touching your product catalogue.
Is a flat subscription always cheaper at scale?
Yes on fees, and that is the trap. At $5,000 a month in sales the cheapest row in the table costs $29 and the most expensive costs $1,500, so on cost alone the choice looks obvious. But nobody arrives at $5,000 a month by choosing a cheaper checkout. They arrive by finding buyers, and the platforms that charge the most are usually the ones doing that work.
The useful way to hold both facts at once is to separate what you are paying for. A percentage on a sale you generated yourself is a tax on your own audience, and you should minimise it aggressively. A percentage on a sale the platform found for you is customer acquisition, and it is almost always cheaper than buying that customer with ads. Gumroad prices this explicitly, at 10% for your traffic and 30% for theirs. Most platforms bundle the two into one number and let you assume you are getting both.
So audit where your last twenty orders came from before you audit the fee. If nineteen came from your own list, move to a flat plan today and keep the difference. If most came from the platform's own search, the fee is buying you something and cutting it will cost you more than it saves. Sellers in the second position usually do better adding a channel that brings strangers, which is the case for listing service work on a marketplace alongside the storefront rather than instead of it.
The short version
| If you are | Start here | Because |
|---|---|---|
| Selling under $500 a month | Payhip free plan or Gumroad | No monthly cost, and every subscription in this table would cost you more than the fee saves. |
| Selling $800 to $4,000 a month, own audience | Stan Store, Sellfy or Linktree Premium | 0% commission on a flat fee, and your cost stops growing with your revenue. |
| Selling internationally, small team | Gumroad | It acts as merchant of record and files the sales tax and VAT, which nothing else here does. |
| Running courses, community or a membership | Podia | The $84 plan is expensive for files and reasonable for a cohort you actually run. |
| Selling services as well as files | A marketplace gig page | Fixed tiers cover both, and the listing brings buyers who were not already yours. |
| Getting most orders from platform search | Stay put, add a channel | That fee is customer acquisition. Cutting it removes the customers with it. |
Figures on this page were read from each company's own pricing or fee page on 4 September 2026, except Payhip, which blocks automated reads and is quoted from its own page as archived on 5 August 2026, Podia, quoted from its own page as archived on 22 June 2026, and Etsy, quoted from its fee policy as archived on 27 August 2026. Beacons is not included at all: its pricing page blocks every fetch and the newest public archive is from 2024, so there is no figure we are willing to print. If you want the flat-subscription end of this market examined on its own, we did that in the Stan Store pricing breakdown.